North Carolina Health Insurance Plans
Are you feeling overwhelmed trying to find a health insurance plan that will fit into your budget? Well there is good news at the end of the path, because North Carolina offers health insurance plans at incredibly affordable rates.
North Carolina has several different affordable North Carolina health insurance policies that are sure to fit any type of financial situation. Some of the more popular affordable North Carolina health insurance plans you will see are:
ý Humana Autograph Share PPO
ý Humana Portrait Share PPO
ý Cigna HSA Health Savings
Humana One is a company that offers affordable PPO health plans to citizens in North Carolina. Two of their most popular health plans that they offer are the Humana Autograph Share and Humana Portrait Share.
Each one of these plans offers different rates, deductibles, and coverage characteristics so we have provided you with a comparison of the highlights of these plans.
Humana Autograph Share PPO
ý Comprehensive with options to lower monthly premiums
ý 80% In Network Coverage
ý Deductible is waived for first six doctor visits per year
ý Low Co-payments
ý Deductible of $5,000 individual / $10,000 family
ý Preventive care up to $300 limit
ý Prescription plans with $1,000 deductible
Humana Portrait Share PPO
ý Higher premium plan with extras.
ý 80% In Network Coverage.
ý Deductible is waived for doctor visits.
ý Low Co-payments.
ý Low Deductible of $1,000 individual / $2,000 family.
ý Preventive care up to $300 limit.
Both plans are very similar in nature, but the Humana Portrait Share PPO plan offers high monthly premiums in return for lower deductibles and other benefits. And the Humana Autograph Share PPO plan offers lower premium rates but has higher deductible amounts and other limitations.
The Cigna health insurance company offers a North Carolina medical plan that allows you to setup and contribute money into a tax free account and it allows you to use that money to cover your medical costs. This medical insurance plan is known as the Cigna HSA Health Savings plan.
The Cigna HSA Health Savings plan is designed to integrate a traditional health care plan with contributions made by the plan participants. Under this plan you are allowed to have complete control over how your contributed medical money is spent, have the freedom to choose your own doctors and 100% of the preventive care costs are covered under this plan. To start this type of plan you will set up a HAS account tax free account and then make regular contributions into the account. You will run on a traditional type PPO medical insurance plan and you are free to use the money in your account to pay for deductibles, co-insurance, or any other medical related costs that you may incur.
Searching for an affordable health insurance plan is sometimes hard and stressful. We are here to help ease some of that stress, so start today and compare the different affordable health care plan North Carolina has to offer.