Fixed Annuities
Secure Your Retirement with Guaranteed Income
Reliable Financial Stability for the Future
One of the most reliable tools I recommend for securing your financial future is a Fixed Annuity. Whether you’re planning for retirement or looking for a stable income source, Fixed Annuities offer a dependable solution to ensure a steady stream of income, safeguarding you against market volatility and economic uncertainties.
Benefits of Fixed Annuities
Fixed Annuities provide a reliable and predictable income stream, helping you maintain your lifestyle in retirement without worrying about market fluctuations.
The earnings in a Fixed Annuity grow tax-deferred until you start receiving payments, allowing your investment to compound over time.
Fixed Annuities offer protection against market downturns, as the insurance company typically guarantees your principal investment and interest earnings.
You can choose from various payout options, including lifetime income, joint life income (for you and your spouse), or a fixed period, depending on your financial goals and needs.
Overview of
Fixed Annuities
Fixed Annuities are insurance products designed to provide a guaranteed income stream, either immediately or at a future date. They are an excellent option for individuals looking to secure their retirement income or those who prefer a conservative, low-risk investment. When you purchase a Fixed Annuity, you make a lump-sum payment or a series of payments to the insurance company. In return, the company agrees to pay you a fixed amount of income on a regular schedule.
There are two main types of Fixed Annuities: Immediate and Deferred Annuities. Immediate Annuities start paying income soon after the initial investment, making them ideal for those nearing retirement. Deferred Annuities, on the other hand, accumulate interest over time and begin payouts at a specified future date, providing a way to grow your savings before you need the income.
Why Choose Linda Bullerman CLTL?
At Linda Bullerman CLTL, I am dedicated to helping you achieve financial security through informed decision-making. With over 30 years of experience, I provide personalized guidance tailored to your specific situation. My approach is client-centric, focusing on educating you about the different options available and ensuring that you make confident, well-informed choices. By working with me, you benefit from my deep industry knowledge and commitment to your long-term financial well-being.