Comprehensive Medicare Solutions
Navigating Medicare with Expert Guidance and Care
Explore Medicare Plans and Enhance Your Coverage
Medicare consists of three parts, which can be confusing. To address this, the federal government allows private insurers to offer Medicare Part C, or Medicare Advantage. I work with 15 federally certified private health companies to find the best plan for your health and financial situation.
Beyond Medicare, you can choose between Medicare Advantage Plans and Medicare Supplements.
Medicare Advantage Plans
Medicare Advantage Plans, also known as Part C, offer an alternative way to receive your Medicare benefits. These plans are provided by private insurance companies and often include additional benefits such as prescription drug coverage and dental, vision, and wellness programs. Medicare Advantage Plans can be a great choice for those looking for comprehensive coverage under a single plan.
Benefits:
Combine hospital, medical, and often prescription drug coverage in one plan.
Access to extra services like dental, vision, and fitness programs.
Potentially lower known co-pay costs compared to Original Medicare.
Medicare Supplements
Medicare Supplements, also known as Medigap plans, are designed to cover the gaps left by Original Medicare. These plans help pay for out-of-pocket costs such as copayments, coinsurance, and deductibles. By choosing a Medicare Supplement plan, you can reduce your healthcare expenses and protect your financial resources.
Benefits:
Fill the gaps in Original Medicare, reducing unexpected medical costs.
In a Medicare supplement plan there is no network. You can go to any provider that accepts Medicare.
Enjoy predictable out-of-pocket expenses, making budgeting easier.
Stand-Alone Prescription Drug Plans
For those who need prescription drug coverage, Stand-Alone Prescription Drug Plans (Part D) can be added to Original Medicare. These plans help cover the cost of medications and offer a range of options to fit different needs and budgets.