I work for you, not the insurance company

Services

Personalized Insurance Guidance

Tailored Medicare and Insurance Solutions

At Linda Bullerman CLTL, I specialize in guiding you through the complexities of Medicare and other essential insurance products. With over 30 years of experience, I am committed to helping you find the right plans that fit your unique needs and circumstances.

Medicare Plans

Choosing the right Medicare plan can be overwhelming, but I am here to simplify the process. Whether you’re new to Medicare or exploring different options, I offer expert guidance on Medicare Advantage Plans, Medicare Supplements, and Stand-Alone Prescription Drug Plans. My goal is to ensure you have comprehensive coverage that protects your health and financial well-being.

Benefits of the plans include:

Customized Plan Selection

Receive tailored recommendations based on your healthcare needs and budget.

Comprehensive Coverage

Understand and fill the gaps in Original Medicare, minimizing out-of-pocket expenses.

Peace of
Mind

Rest assured, knowing you have the right coverage in place.

Hospital Indemnity Insurance

Navigating an unexpected hospital stay can be stressful, not just for your health but also for your finances. Hospital Indemnity Insurance offers a safeguard, providing you with benefits that help cover the costs of hospital admission that your primary health insurance might not fully cover. My role is to assist you in ensuring you’re prepared for these unforeseen events without burdening your finances.

Benefits of Hospital Indemnity Insurance include:

Financial
Protection

Receive fixed benefits for hospital admissions, stays, and specific procedures, which can be used to cover deductibles, copayments, or any other expenses.

Flexibility

Use the benefits however you see fit, whether for medical bills or to help with household expenses during recovery.

Comprehensive Support

Gain an additional layer of financial security that complements your existing health insurance, minimizing out-of-pocket expenses during hospital stays.

Critical Illness Insurance

A critical illness can have a significant financial impact, but with Critical Illness Insurance, you can receive a lump-sum payment upon diagnosis of a covered condition. This coverage helps cover medical expenses, treatment costs, and everyday living expenses, allowing you to focus on recovery.

Benefits of Critical Illness Insurance include:

Financial
Security

Gain a financial cushion during a challenging time.

Flexibility

Use the lump-sum payment as needed, whether for treatment, bills, or other expenses.

Comprehensive Coverage

Protect yourself from the financial strain of serious illnesses.

Contact Me Today